Simplify Your Life: Step 7 Pay Off Those Debts and Bills

Pay Off Those Debts and Bills

Money is a big cause of stress in many people’s lives. So it would only make sense that getting rid of debts and bills can help us to simplify our lives and reduce stress. Credit cards and online shopping make it is so easy to buy things and accumulate debt without realizing it. We see something we want and we buy it and then we regret it when the bill comes in.

If we can learn to live a bit more frugally then we can learn to buy less, want less, be more eco friendly, simplify our budgets, and reach our financial goals of being debt free. We can’t do a lot about what has already been done but we can work towards simplify our lives to prevent the stress from these debts and bills.

One way we can do this is by setting up automatic deposits and payments. You can have your paychecks automatically deposited and you can also set your bills on auto pay. By doing this you can get those bills paid while preventing late payments. If you want to save a little bit more then you can even go paperless which will help to cut down on paper clutter and mail.  All of this adds up to less stress and a simpler life as there are fewer things to worry about.

I have found that I can not only simplify some of my shopping but save time and money while helping the planet by using subscription services and the convenience of online ordering for some things like cleaning supplies, household supplies, groceries, essential oils, and other items. My favorite place to use are:

  • Google Express  Get $10 off your first Google Express order and have one less errand to run! Use promo code: 5EK6F7555
  • Grove Collaborators Waiting for you is a FREE Mrs. Meyer’s 5-piece set
  • Sam’s Club   Join using my referral link and you get a $20 e-gift card.
  • Simply Earth Use this link for a FREE $20.00 gift card right now.

Now if you have already overspent and just don’t have the money to cover the bills then that is another story. That can lead to a lot of stress. You can set a budget and work on learning to only buy what you need. You may also want to look into ways to bring a little extra income. Many of these places I listed above also offer affiliate or referral bonuses which can help out too.

I really like the simplicity of the Wealthy Affiliate program. It not only teaches you the ins and outs of affiliate marketing but helps you to set up your own website. With the company’s ‘pay it forward’ attitude there is a constant supply of support from other members who have been right where you are right now. Go ahead, check it out, and sign up for your FREE account right now.

Congratulations!

This was the last step of my Simplify your life series. I hope you found some of the information useful. If you implement these easy steps into your life you will find you have more FREE time for quality moments with your friends and family. Good luck!

Have you thought of starting your own blog to make a little extra money? Check out 3 Steps to Start that Blog You’ve Been Dreaming Of for some great ideas to get started.

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Is Your HomeSchool Area ‘School Ready’?

**This post does contain some affiliate links which could possibly earn me a small commission if a purchase was made through them. These links help to support our blog and our family.

If this is your first year homeschooling this is an important step to making sure you get your year off on a good start.

You don’t need a huge Pinterest perfect school area as I’ve talked about in this post but you do need it to be organized if you want to be successful. Having stuff here and there is a surefire way to get overwhelmed in a hurry. Trust me, I know this from experience.

Our main area is our dining table. We have some bookshelves which hold the majority of our books plus I have another shelf with the books I am using that are specific to our curriculum for this year. Continue reading “Is Your HomeSchool Area ‘School Ready’?”

Paying Off All Of My Debt With The Snowball Method

As I mentioned in an earlier post I finally got all of my hospital and doctor bills paid off. I am still working on getting my emergency fund built back up and then I’ll be working on paying off my other debts like credit cards. I plan to use Dave Ramsey’s snowball method to get them paid off.

I’ve made me a list of all of my debts and how much I owe. I’ve put them in order from the smallest to the largest as well. Then I will work on paying off the smallest while making minimum payments on the rest. As I knock them out, one by one, I will put that money towards the next one on the list.

I’ve used a similar method before and it worked very well. I am still paying off bills that I accumulated during and after my divorce.

Please note that this post does contain affiliate links which help support our blog.

Have You Heard Of Jaaxy?

**This post contains affiliate links which help to support my blog and my family.

Have you heard of Jaaxy? I hadn’t until here recently when I stumbled across the Wealthy Affiliate websiteRead more about this here.

What is Jaaxy?

Jaaxy is one of, if not the best, keyword research tool program for SEO out there today. SEO is so important for affiliate marketing and for anyone trying to promote anything.

I have been using for the past couple of days and have seen a dramatic increase in my blog traffic. Continue reading “Have You Heard Of Jaaxy?”

Wealthy Affiliate, The New Way To Make Money With Affiliate Marketing?

**This post does contain affiliate links which help to support our blog and our family!

Maybe you are like me and just kind flopping around trying to get this affiliate marketing thing to generate enough income to justify the amount of work you put into it. The little successes you see from time to time are just enough encouragement to keep you going but you know there has to be a secret to earning more.

Or maybe you don’t have a clue on where to start but you know you need to earn a little extra income because your minimum wage job just isn’t cutting it.

Or maybe you are a stay at home parent, a single parent, or unemployed for other reasons and really need an income to help support yourself and your family. Continue reading “Wealthy Affiliate, The New Way To Make Money With Affiliate Marketing?”