Becoming Debt Free One Bill At A Time

As I’ve mentioned before I am working on paying off some of my hospital bills from February. I had been so sick with a kidney infection and had to go to the hospital a couple of times. Needless to say that without insurance these trips got very expensive.

However I am please to report that this week I have finally paid off the final bill that I’ve received. Yay! What a relief!I have also been looking at Dave Ramsey’s Baby Steps and plan to start working on Step #1 which is to save $1,000 for an emergency fund. I did have this saved earlier this year but due to hospital bills and other unforeseen circumstances this has since been depleted.

There are so many different ways to save even when on a budget and if you check out my Pinterest Board Momma: Be Debt Free  you can check out some different ideas there. I haven’t made a set plan yet but I’ve put $25.00 back in the pot as start towards that $1,000. I’m hoping to reach this goal by the end of the year.

I’ll be posting a new post about the second step soon!This post does contain affiliate links which help to support our blog.

5 Resolutions – Using the Instant Pot to Achieve Them

5 Resolutions – Using the Instant Pot to Achieve Them:
Trying to eat better this year? How about budget better? This is a great list of 5 New Year’s resolutions and how the Instant Pot can help with them ALL: 5 Resolutions – Using the Instant Pot to Achieve Them
**This post contains an affiliate link.

Markdown Meals: Chicken Salad on Croissants

I don’t like to go grocery shopping but I always look for deals when I do.

I happened to pass by the deli section and found these rotisserie chickens marked down to $2.01! I’m not sure what they normally sell for but I grabbed two of them. One Traditional and one Lemon Pepper. I had also snagged a package of mini croissants on the markdown cart for less than $3.00.

Today I used the traditional chicken to make Super Easy Chicken Salad croissants. I served these with some cherry tomatoes on the side for a quick lunch.

Here is the recipe: Continue reading “Markdown Meals: Chicken Salad on Croissants”

March Monthly Grocery Trip

Hey everyone! I hope you are all doing well. Things have been so crazy busy here but life is good. Actually life is GREAT! Things have been going really well for us lately and this Momma is finally starting to get back on track to my ‘pre-divorce’ organization and I’m loving it. It is exhausting though and it has taken me almost a week to get this post written.

I post our weekly menu plans and for the past several months or so that was a far as my menu planning went. I do have it planned out on a repeating schedule on our calendar but I would have to adjust it on a weekly basis. Fortunately this month I was able to make a change and try to get back into the habit of a monthly grocery shop. In order to do a monthly grocery shop I need to plan out a whole month’s meals at a time, a week at a time. This is really not that hard once you have done a few weeks, and hopefully saved your notes, as you can just rotate the weekly plans to make up a new monthly plan.

The other thing that I haven’t been doing was making my monthly trip to Sam’s club. This was just something that I had stopped doing at some point last year. Then the store moved and I just really didn’t have the time or energy to devote to looking up the new location and making the list for the monthly trip. Needless to say we have seen the consequences of my lack of motivation in that area.

The first step was to sit down and figure out the menu plan. I looked over the recurring meal plans and decided which ones that we don’t really like that much anymore. I either changed them to recur less frequently or deleted them all together. Then I needed to make my grocery list, which was just like I normally do, only multiplied by four.

I wrote down what I needed for the first week and then just added a tally mark beside the items that I needed multiple times for the remaining weeks. Once the list was in hand I check online on Sam’s Club and added the items that I needed to my cart. I did check prices and did not include everything on my Sam’s list. I also checked the special promotions they had and grabbed a few of those items as well.

The greatest thing I like about Sam’s club is that you can do the ‘Click and Pull’ orders. I really don’t like shopping. Anything that makes that task a little easier is a winner with me. Once that was completed I check the Aldi sales and made a list for there as well.

On Saturday I made my way down to the new store location. On the way I noticed that Aldi was directly across the road from Sam’s which made me quite a happy camper.  My order wasn’t quite ready as it was a pretty large order. I walked through the store and browsed. I didn’t take a buggy with me as that may have tempted me to fill the buggy up. My self control seems to hide when I go into Sam’s club. I did rather well though and only grabbed two items that we did need before I got the text saying my order was ready.

I checked out and they have it set up to pull up for pickup. (They actually have a touchscreen outside too that you can use to check in for pickup without coming into the store!) The associates helped me to load everything into my vehicle and they were so friendly! I was beginning to get a little worried about room as I knew I still needed to stop at Aldi before going home.

I did make it to Aldi and thankfully was able to fit everything in:

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This is just one view of the kitchen after we unloaded!

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As you can tell it wasn’t just food that I bought but other household items as well. How much did I spend? This was all under $600.00. I will need to visit the local stores for some fresh veggies and milk but this is the majority of the shopping for the month!

What did I get? (I don’t have the prices as I misplaced my receipts somewhere in the mountain of groceries.)

Some of the bulk purchases at Sam’s:

  • Romaine lettuce, cherry tomatoes, and other salad items
  • Ranch (dry packs and bottles)
  • boxed macaroni and cheese
  • hotdogs
  • pintos (Sam’s has a huge bag that will last us a few months at least)
  • tea bags (Sam’s also has the gallon size bags which are wonderful)
  • dry cereal, oatmeal, grits (Sam’s had some really good promos going)
  • bags of shredded cheese (I store these in the freezer)
  • 20 lbs of potatoes, 10 lbs of sweet onions
  • 10 lbs of white sugar
  • large packs of pillsbury crescent rolls (another Sam’s promo)
  • toilet paper, paper towels, cleaning wipes (promo), laundry detergent, paper plates
  • crackers, animal crackers, cheese puffs, pop tarts, popcorn, tortilla chips
  • yogurt, cream cheese
  • canned tuna
  • koolaid
  • nutella, peanut butter, and jelly
  • condiments (bbq sauce, ketchup, mustard, mayo, salsa)
  • spaghetti sauces
  • variety box of pasta
  • cases of canned tomatoes and veggies
  • lots of frozen veggies, large bag of french fries, box of egg rolls
  • large box of instant potatoes, rice
  • pancake mix and syrup

And at Aldi I got:

  • 12 loaves of bread (I will need to get more before the end of the month but this is a start.)
  • 6 dozen eggs (I may need more)
  • 6 gallons of milk @ Aldi for $1.99 (This was all I could store.)
  • chicken breasts, pork chops, hamburger meat, bacon

There were many other items but that is just an example of what I was able to buy in mass quantity to save time and money. I will still be going once a week to the store to get some fresh items or things that I may have forgotten but the fewer times I go to the store the less likely I will go over my grocery budget.

Some of the meals we will be having include:

Breakfasts (some of these will repeat through the month):

Lunches (these will repeat through the month):

  • hot dogs, mac n cheese
  • Egg Salad Sandwiches
  • PB & Js
  • Scrambled Egg Sandwiches
  • Tuna Salad Sandwiches
  • Soup, grilled cheese
  • leftovers

Dinners:

Snacks/Desserts (some of the snacks will repeat through the month):

We will also be having a cookout one weekend so there will be a few more things I will need to get for that once we decide exactly what we will be having. It may seem to be an overwhelming task but you can break it down into smaller chunks to make it easier. I can tell you that I am so very glad that I finally did this and hopefully I am back on track to where I once was.

Menu planning has not always been something that I did. I don’t know how we made it as long as we did before I finally started to make out our meal plans ahead of time. For me this has been a big help in itself. The monthly planning is an even bigger help along with the monthly grocery shop. I can see what a difference it has already made at our house here.

I know this is not for everyone but hopefully this post can help someone.

I pray that you all have a wonderful week!

My First Shopping Trip At Aldi!

I’ve been talking about it for a while now but just haven’t gotten around to doing it. We all have those things that we want to do or need to do but keep pushing them aside or putting them off until later. Well, for me later had finally came and I went to Aldi.

Part of the reason I kept putting it off was because it is a little bit of a drive from me. Earlier this week though I had set my intentions on making this happen, and I did just that. I have been reading some great things about them for awhile. I have heard lots of great things too.

There were a few posts in my FaceBook feed like Passionate Penny Pincher‘s live video that really prompted me to get on the ball and check it out for myself. I have seen other bloggers posting about their savings as well. Part of my New Year’s goals was to be a better steward of my blessings which means I really need to work on some of my financial goals. 

I have been doing a lot of research on grocery budgets and I feel that ours is fairly average considering the number of meals I make and the number of people I feed. We are currently averaging $100 – $150/week on groceries. There may be a couple of times every now and then that I go over that. We don’t eat out very often and I do make a lot of things from scratch. Not only that I do shop the sales and clip coupons too. This does take time but I am dedicated to making sure that we stay on budget so we can work towards some bigger goals in the future.

We had been going to Sam’s club too but they moved their location and it is now farther away from me. Just knowing that there might be a chance to save money on most of the items we need, at one store, was reason to get excited. I’ve watched the videos, I’ve seen the posts, but I wanted to see for myself. Most of the reviews have talked about how amazing this store is and I am a bit of a believer in the ‘if it sounds to good to be true, then it probably is’ saying.

So I made my grocery list. I also printed off the ‘The Ultimate Aldi Grocery List‘ from Passionate Penny Pincher‘s site and got ready to go. So binder and lists in hand I made the 45 minute trip to my closest Aldi. I also made sure to stick a quarter in my pocket on the way out the door.

First things first was finding a place to park. Then I went to the front of the store and waited for the lady in front of me to put her buggy back and retrieve her quarter. I deposited my quarter in the slot, unlocked a buggy, and went inside.

As soon as I went in I noticed the nice wide, uncluttered aisles. I also noticed that they did have some really good prices. I mean really crazy good prices. Below is a list of a few of the items I was surprised at:

  • Eggs, Large -$0.69/dozen
  • Bananas -$0.44/lb
  • Cream of chicken soup-$0.69
  • Honey Nut Oats (like Cheerios)-$1.19
  • Whole Milk-$1.99/gallon
  • Tortilla Chips-$0.99
  • Shredded Cheese (3 cups)-$2.69
  • White Sugar (4 lbs)-$1.69
  • Canned Chili Beans-$0.59
  • Canned Corn-$0.36
  • Apples (3 lb)-$2.99
  • Potatoes (5 lb)-$2.69
  • Strawberries-$1.29/lb
  • Cherry Tomatoes-$0.79
  • Romaine Hearts-$1.99
  • Spinach-$1.49
  • Pretzel Sticks-$1.29/lb
  • Baby Carrots-$0.69/lb
  • Whole Wheat Bread -$0.49/loaf

Of course I got way more than this and more than one of many of these items. I was almost afraid to go to the checkout. I was afraid there may have been a mixup on some of the prices. I did keep in mind some of the tips from the video I had watched. I didn’t buy any brand name items as they did appear to be marked up more than what I could get them for at other stores. I also had my sales lists from two other stores so I could compare some of the prices to know if I was getting the best deal.

I did buy a couple of meat items that were on sale but I didn’t really need a lot as I have still have an overstock of some items in my freezer. My meal plan for next week was planned around some of those items as well. I did see some items that I will want to try out in the future but for the sake of my budget I tried to stick to my list as much as I could. The pretzels and strawberries were a couple of my impulse buys.

I was really pleased with the prices on the fresh produce. I have been trying to include more fresh fruits and veggies in our meals and snacks. These prices could help me achieve that goal and keep me within my grocery budget.

Another good thing about the store is that I feel like I could take my kids, well maybe a couple at a time, and not have to worry about them seeing things that they just had to have. It would also be helpful to have another person there to bag the groceries. I forgot to mention that you need to bring your own bags. They have some plastic bags that you can buy at the checkout. The bags are OK, they may last a trip or two, but I will be investing in some more reusable bags. My favorite FlyLady bags are available here.

For me this was definitely an experience that I will be repeating again. Maybe the next time I won’t need to circle the store 4 or 5 times to find everything I am looking for. It is definitely not a ‘one stop shop’ for me but I’m sure it could be for some people. I will continue to clip coupons and check sales. I will probably still shop at 2-3 stores to get my groceries. The stores I shop at are fairly close together and I make one big circle to get back home. When the new Aldi store opens it will be in a location that falls along the route I normally take so I will be sure to include it in my regular stops.

So, you are probably wondering how much I spent? I got a HUGE buggy load of groceries that filled the back of my truck for $127.64! That included about $15.00 worth of toiletry/paper products and another $10.00 worth of items that I had purchased for my dad. My goal was to spend $100.00 or less on groceries and if I hadn’t bought the strawberries and the pretzels I would’ve come in under budget. I can try again next week!