Paying Off All Of My Debt With The Snowball Method

As I mentioned in an earlier post I finally got all of my hospital and doctor bills paid off. I am still working on getting my emergency fund built back up and then I’ll be working on paying off my other debts like credit cards. I plan to use Dave Ramsey’s snowball method to get them paid off.

I’ve made me a list of all of my debts and how much I owe. I’ve put them in order from the smallest to the largest as well. Then I will work on paying off the smallest while making minimum payments on the rest. As I knock them out, one by one, I will put that money towards the next one on the list.

I’ve used a similar method before and it worked very well. I am still paying off bills that I accumulated during and after my divorce.

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Simplify Your Life: Step 2 Reduce Your Screen Time

**This post may contain affiliate links which help to support our blog and our family.

This post is part of a multi-section post in honor of National Simplify Your Life week which is the first week of August. The original post wasn’t as short and simple as I had wanted it to be so I decided to break it down into a few shorter posts.

2. Reduce Your Screen Time

Ever feel like you just don’t have enough time? Maybe you need to reevaluate how much screen time you use. I’ve seen reports that the average American spends over five hours on social media!

Over the summer I did a little experiment while we went on vacation. I didn’t check any of my social media, no TV (which wasn’t hard for me as I rarely watch it anyway), and I didn’t use my phone unless I needed to check messages from family. Boy did I have a lot of FREE time to spend.

As a country we are spending more and more of our time plugged into social media. I know I’m guilty of wasting time as social media is a great way to stay in touch with friends and family but time gets away from us so quickly online. Many of us, especially the younger generation, are obsessed with checking messages, new blogs posts, Instagram, tweets, etc. While we are checking on notifications life is passing us by.

Its not just social media and smart phones that are the problem. TV is another time waster as well as gaming that seems to be such an obsession now.

Are you afraid of having nothing to do? Do you think that keeping yourself and your family entertained will be too expensive? Try finding free or cheap forms of entertainment. I promise they are out there.

‘Unplugged‘ is a cute book about how much fun one can have when you are ‘unplugged’. Try a ‘screen fast’ and see how it simplifies your life this weekend. Check out these books here and here for some fun frugal family fun ideas. 

Be sure to check out the other post in this series for more simple ways to simplify your life.

Click here to go to Step 3.

 

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Recipes For Kids

**This page does contain affiliate links which help to support our blog and our family.

Cooking as a Kid Improves Nutrition

10 Bread-Free Lunch Packing Sandwich Alternatives

10 Snacks your Preschooler Can Make Today

20 Recipes Kids Can Make

Candy Corn Finger Jello Recipe

Easy lunches kids can make

Gluten Free/Grain Free Recipes

We do not currently eat a gluten-free or grain-free diet but we have been including more of these recipes into our diets.

**This page does contain affiliate links which help to support our blog and our family.

Perpetual Meal Plans

Continue reading “Gluten Free/Grain Free Recipes” →

Simplify Your Life: Step 1 Take Care Of Yourself

**This post may contain affiliate links which help to support our blog and our family.

This post is part of a multi-section post in honor of National Simplify Your Life week which is the first week of August. The original post wasn’t as short and simple as I had wanted it to be so I decided to break it down into a few shorter posts.

1. Take Care of Yourself

I think one of the most popular New Year’s goals is to take better care of ourselves whether it is by exercising more or eating healthier. This is a great goal and a good way to help us simplify our lives.

Our bodies need healthy foods and movement to thrive. So eat well and find ways to make exercise a regular part of your life. A healthy body most often means a healthy mind as well.

We can do this one by:

  • Taking the time to eat slowly
  • Choosing healthier options
  • Getting regular exercise
  • Keeping healthy snacks around

We also need to take some time for ourselves to relax and unwind. Spending time with friends and family can help our emotional and social well being too.

As a busy Momma I know how hard this can be sometimes. You can check out this book, for a 21 day challenge to help you simplify your life and take better care of yourself.

Be sure to check out the other post in this series for more simple ways to simplify your life.

Do you want to get started right now? Check out the 15 Days to a Healthier You Course so you can start thriving today!

Click here for Step 2.

Start your  FREE account with the  Wealthy Affiliate program.