To Invest Or Not Invest

I have been trying to follow Dave Ramsey’s Baby Steps to get out of debt and save a little bit of money. Now that I’ve made some progress it’s time to make another decision.

Mr. Ramsey emphasizes how important it is to save for your retirement no matter what age you are at. I am no longer working a public job so I haven’t been paying in anything towards my future.

He suggests investing at least 15% of your income into pretax retirement funds like Roth IRAs. He also suggest investing in your company’s 401k plan where your employer could match your investment. I did do this when I was working.

He also goes into more explanations about how and where to invest your money. I will need to do a little bit more research on this before I make any permanent decisions on where or what I will do.

This post does contain affiliate links which help to support our blog.

 

September Holidays

I will try to update this list with some fun activities as well. Feel free to click the links to find out more about the origins and meanings behind these special days. I plan to incorporate a few of these into our normal homeschool routine to add a little fun and excitement to our days. We’ll update this page with ideas as we go along. Have fun and maybe make up your own personal family holiday or tradition for the month!

This month is also known as:

  • Baby Safety Month
  • Chicken Month
  • Better Breakfast Month
  • Classical Music Month
  • Fall Hat Month
  • Hispanic Heritage Month
  • Honey Month
  • International Square Dancing Month
  • Little League Month
  • National Blueberry Popsicle Month
  • National Courtesy Month
  • National Piano Month
  • Self Improvement Month

And the weekly events are:

(These links will be updated as we get closer to the actual holidays.) Continue reading “September Holidays”

Grade By Grade Learning Objective Links

Worried about not teaching the right things? Check out these links for various references about what to teach and when. (Most links are Pre-K through 5th Grade)

You can use these to incorporate lesson ideas for your child(ren) to individualize each child’s learning experience.

Grade by Grade Learning Objectives

HSDLA What Should I Be Teaching?

HSDLA Homeschool Laws In Your State

Grade by Grade Learning Guide via Planet12Sun.com

PBS Kids Grade by Grade Learning Guide

I use these as a guide so I can be sure not to miss anything important while teaching my kiddos.

Happy Homeschooling

 

 

Global Forgiveness Day

*This post contains affiliate links which help to support our blog and our family.

Global Forgiveness Day is a day to forgive and be forgiven. It is celebrated on August 27th. Click here to learn more about this holiday.

Below are some of the activities I found to celebrate this day:

(Use at your own discretion.)

Also check out:

Homeschool: August on Pinterest

Forgiveness for kids on YouTube

 

Love and Respect! A Kids Book About Love and Happiness: Help Your Child Understand Love and Friendship, Faith, Joy and Forgiveness in This Book on Love for Children (Faith Alive)Blotch: A Tale of Forgiveness and Grace

DIY Giant Tic-Tac-Toe Game

**This post may contain affiliate links to some of the products and resources that we have used. These are provided at no extra charge to you and help to support our blog and family if a purchase is made through these links. -Thank you!

My kids love to play Tic-Tac-Toe and they love to be outside so this combines both of their loves into one great game.  It’s really simple to make also. I really like the fact that most of the items can be found at the dollar store too!

DIY Giant Tic-Tac-Toe Game

Materials Needed:

  • Shower curtain or liner
  • Permanent marker
  • duct tape, you will need three different colors
  • a few old cereal boxes
  • dried beans
  • ruler or measuring tape

**Note: You can omit the boxes, beans, and two colors of duct tape if you happen to have 2 sets of bean bags (four of each color)

Directions:

  1. Cut a 5 ft x 5 ft or 4 ft x 4 ft square out of the shower curtain liner. Lay it flat and draw lines to divide it into 9 equal sections with the marker. Use one color of duct to cover the lines.
  2. If you don’t have bean bags you will need to make some really simple ones. Cut the cardboard into twenty 7 inch x 7 inch squares.
  3. Place two pieces of cardboard together and use one color of duct tape (different from the liner grid) to seal three sides. Fill the ‘bag’ with beans and seal the remaining edge. Cover any visible cardboard with duct tape. Repeat to make a total of 5 bean bags for this color. (You can mark these with x’s, if you want.)
  4. Repeat Step 3 with the remaining squares, beans, and colored tape. (Mark with o’s, if desired.)
  5. Grab a friend and start playing by standing a bit away from the ‘board’. Take turns tossing the bags and try to make a row of the same color/symbol. The row can go across, up or down, and/or diagonal.
  6. Have fun!

 

If you have a sidewalk or concrete you could also draw the board with chalk and use chalk/bean bags to play.

Not a DIYer? No fear you can buy something similar from Amazon:

 

Toysmith Giant Tic-Tac-Toe Game                                 Cardinal Toss Across Game