Building Up An Emergency Fund

I’ve done a couple of posts here and here about getting out of debt, and hopefully staying out of debt. One of the ways we can stay out of debt is to be prepared for unexpected circumstances.

Now that I’ve gotten my $1,000 emergency fund built up and I’ve been working on getting those bills paid off it’s time to build up that emergency fund so I can handle anything that comes my way.

Ideally this will cover between 3 and 6 months worth of expenses. I should definitely be setting up a separate savings account for this to keep it from tempting me to spend it on something I might want.

You can read more about this approach with Dave Ramsey’s book here.

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Don’t Forget This Back to School Essential!

**This post does contain affiliate links at no charge to you. These links help to support our blog and our family!

This is one part of the back to school adventure I do not miss at all. It never failed that when my kiddos went back to school the girls would eventually come home with those dreaded head lice. EWWW! I would always get a bit paranoid when one of them would start to scratch their head for any reason.

I am gonna spare everyone the description of what head lice are and how they infest anyone around them because I really hate thinking about them. 

I can vividly remember many a time combing through long thick hair with that little metal comb trying and trying to get all those pesky little buggers and their eggs. It would take several comb-throughs before I was satisfied. Even after being very meticulous with the treatment they would often have a reinfestation.

My girls would be in tears because those metal combs really hurt!

I can’t tell you how much money I spent on Lice Killing Shampoos. I tried everything I could get my hands on. They smelled nasty and made me wonder how safe they were. I even tried some of the home treatments like the mayonnaise treatment. Yuck! It left their hair so greasy I didn’t think it would ever wash out.  Continue reading “Don’t Forget This Back to School Essential!”

Homeschool Organization. Simple. Flexible.

This post is sponsored and includes affiliate links, yet the opinions are my true opinions, as always.  We really do love using this program in our home and I feel that you will too!

‘Scheduling and planning that’s flexible and organized.’

Has the idea of keeping track of lesson plans and schedules got you feeling overwhelmed? The thought of keeping records for report cards, transcripts, and attendance can be enough to make anyone second guess their idea to homeschool.

Just a few years ago I was overwhelmed with the task of record keeping for my large brood. I had one child who needed transcripts and several others in multiple grades with different needs. I was suffering from an informational overload trying to sort it all out and make everything work together without losing my sanity.

Then on October 8th of 2015, with the help of my friend Google, I found the perfect app for our family. It was Homeschool Manager. It sounded so easy and I decided to give it a try.

They had me at the Free 30 day – No Card Required – Trial period which was more than enough time for me to know that this was just what we needed. This one tool IMMEDIATELY brought order to the homeschool chaos we had. (Our Cozi app keeps the rest of our life running smoothly.)

Homeschool Manager completely changed my life and has allowed our homeschool to be the productive and fun learning environment I had envisioned!

Homeschool Manager also gives us the flexibility to adapt and reorder our school year as needed when life throws us an unexpected curve ball or two. We can also easily rearrange our schedule to fit in time for new learning experiences that pop up. We have been able to be more spontaneous and have had the ability to incorporate so many more spur of the moment activities into our homeschool which has allowed our children to have a much more fulfilling and enriching learning experience.

Portfolios are so EASY with Homeschool Manager!

Continue reading “Homeschool Organization. Simple. Flexible.”

Top 5 Back To School Worries For 2018

It’s almost time for many of us to get those kids ready to head back to school. Well, my kids have never left…lol. That’s a plus to homeschooling but sometimes it can be a downside too because this Momma just needs a BREAK every now and then. If my kids can see me then I am ‘on call’. In this tiny house that is pretty much 24/7.

We are gearing up to get ready to start a fresh homeschool year which will be our 5th year! Wow! Where has time gone? Anyway I am so excited to be using the PRAIRIE PRIMER this year. We have enjoyed reading the biography which I had hoped to have finished by now but we aren’t quite there yet. I have pretty much gotten our first four weeks planned out. I still need to look through a few activities and plug them into a few gaps.

1. Learning Disabilities

I am also going to look through some of the new items that we purchased for William. His learning disabilities mean that we do have to practice some things more than others and I really try to keep things interesting. I know I get tired of doing the same thing again and again. When William gets tired of repeating something that usually ends up in disaster. And I realize I am off topic… Oops, sorry guys! Continue reading “Top 5 Back To School Worries For 2018”

Preventing The Back To HomeSchool Meal Planning Madness

**This post does contain some affiliate links which could possibly earn me a small commission if a purchase was made through them. These links help to support our blog and our family.

Hmmm… have you thought about what you’ll be feeding those hungry learners? If your kids were in public school you may not have had to think much about it before. If you plan to homeschool then you will be feeding them at least three meals a day and maybe a few snacks in between.

This can turn into a chaotic juggling act if you aren’t prepared. How do we prevent meal time chaos in our home? By meal planning. I even plan out snacks sometimes so I don’t forget to include them on my grocery list. Check out this link for some Healthy Snacks to Go.

10 snacks your kids can make star (1)

It might seem like a lot of trouble but when you find a system that works for then it is so easy. It will actually save you time and money in the long run. This is also a helpful thing even if you don’t homeschool.

Check out this post for some quick and easy breakfast ideas to help you beat that morning chaos and fill those tummies with a nutritious breakfast to start their day off right. Here is another link for even more ideas: The Healthy Breakfast Book. Continue reading “Preventing The Back To HomeSchool Meal Planning Madness”